Gaming PC Build Under 1 Lakh India 2026: Best Parts List

A gaming PC build under 1 lakh in 2026 looks different from the one you planned two years ago. Graphics cards have held their prices, and RAM has become one of the most expensive parts of the build, so the old rule of thumb (Ryzen 5, B550 board, RTX 60-class card, 16GB DDR4, 500GB NVMe) needs a fresh check against real shelf prices. We did that check part by part using the current Avika Retails catalog, and the result is a gaming PC build under 1 lakh that actually stays under ₹1,00,000 once you add the cabinet and power supply, not just the CPU and GPU.

Below you get two complete parts lists with a running total: an AM4 gaming PC build under 1 lakh that puts most of the money into the graphics card, and an AM5 build that buys a newer platform and upgrades the GPU later. If you only want the short version, the AM4 list with the Radeon RX 9060 XT is the best gaming PC build under 1 lakh we can put together from in-stock parts today, and it lands at ₹97,068. Every part on this page can be ordered from us, and the final quote always comes on WhatsApp because prices change.

Why there is no RTX 5060 in this list

Most build guides for this budget name the RTX 5060. Avika Retails does not list a non-Ti RTX 5060 today, and the next Nvidia card up, the RTX 5060 Ti 16GB, is listed at ₹99,999 for the Zotac AMP — the whole budget on its own. So we picked from what is actually in stock and compared each card by the build total it produces, using the same AM4 parts list (₹47,069 without a GPU).

The RX 9060 XT 8GB is the strongest card that still fits. It is AMD's current RDNA 4 generation, one generation newer than the RDNA 3-based RX 7600, and it supports FSR 4 upscaling. The RTX 3060 12GB is a good card with more VRAM, but it is an older Ampere design and costs ₹6,000 more, which pushes the build over budget. Our RTX 3060 price guide and Nvidia RTX 50 and 40 series prices in India cover Nvidia options in more detail.

Build 1: AM4 gaming PC build under 1 lakh — ₹97,068

This is the build we would recommend to most people gaming at 1080p. AM4 keeps the platform cost low because DDR4 is far cheaper than DDR5 right now, and that saving goes straight into the GPU.

₹49,999

8GB GDDR6RDNA 4FSR 4 support

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₹12,399

6 cores / 12 threadsAM4, Zen 3DDR4

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A few notes on the choices. The A520 board is the cheapest AM4 option we list, and it has an M.2 slot, DDR4 support and HDMI — all this build needs. Two 8GB sticks instead of one 16GB stick cost ₹1,011 more but run in dual channel, which matters for gaming. The 650W PSU leaves headroom for a bigger GPU later. Ask us whether your Ryzen 5 5600 unit is boxed with AMD's cooler; if not, add one from our CPU coolers range.

Want to spend less? Swap the RX 9060 XT for the ASRock RX 7600 Challenger 8GB at ₹34,999 and the same build drops to ₹82,068 — still a capable 1080p machine. Prefer Intel? Replace the 5600 and A520 board with an Intel Core i5-12400F (₹14,199) and an ASUS Prime B760M-K D4 (₹8,024) to stay under budget with the RX 7600 at ₹87,193.

Build 2: AM5 gaming PC build under 1 lakh — ₹93,183

AM5 gives you a socket AMD is still releasing CPUs for, plus DDR5 and PCIe 5.0. The catch in 2026 is memory: a single 16GB DDR5 stick costs ₹27,999, so something has to give — and here it is the GPU.

₹14,389

6 cores / 12 threadsAM5, Zen 4DDR5, PCIe 5.0

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Be clear about the trade-off: this build runs one RAM stick in single channel and an entry-level 6GB GPU, so it will game at 1080p but below the AM4 build. Upgrading to the RX 7600 takes it to ₹1,00,183 — just over budget. Choose AM5 only if you plan to add a second matching 16GB stick and a stronger GPU within a year. The B650M-AYW WiFi also gives you built-in Wi-Fi, which the A520 board does not.

Prefer a ready-assembled gaming PC?

If you would rather not pick parts, compare these lists with our pre-built machines. The AR Fusion X 7500F (₹96,999) pairs a Ryzen 5 7500F with an RTX 3050 6GB and 16GB DDR5, close to Build 2. The AR Cyber Titan RX 7600 (₹78,999) uses a Ryzen 5 5500, RX 7600 and 16GB DDR4. Browse every option in our pre-built PC range, or send any parts list to our custom PC build team.

Where each part comes from

• Processors: AMD processor range and Intel processor range. For CPU picks by budget, see the best AMD processor under 20k.
• Graphics cards: AMD Radeon range and Nvidia GeForce range.
• Motherboards: all AM4, AM5 and LGA1700 boards in our motherboard category. Our guide on how to choose the right motherboard explains chipsets.
• Memory and storage: the RAM category and SSD range.
• Power and cases: our power supply range and cabinet range.

Balancing the CPU and GPU

Both builds keep a 6-core CPU and spend the rest on graphics, which is the right split for gaming at this budget. For other CPU and GPU pairings at higher and lower budgets, read our best GPU and CPU combos for every budget. If you are still set on an RTX 5060, our best CPU pairings for the RTX 5060 shows which processors keep it from bottlenecking. For the AMD versus Intel question, our Ryzen 5 5600X vs Intel i5-12400F comparison covers the closest rivals.

Prices change often. Everything above reflects the Avika Retails catalog at the time of writing. Send your parts list on WhatsApp for a final custom build quote before you pay, or visit us at 103, 1st Floor, Vishal Bhawan, Nehru Place (directions on Google Maps).

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