Bajaj EMI Card Complete Guide 2025 – To Buy Computer Parts, Laptops, and Pre-Built PCs

Bajaj EMI Card Complete Guide 2025 – To Buy Computer Parts, Laptops, and Pre-Built PCs In every aspect of life, technology has become indispensable. Professionals require workstations, gamers desire high-performance PCs, and students require laptops for studying. However, purchasing the appropriate laptop, PC, or even individual parts like processors, graphics cards, and SSDs can be expensive.
Not everyone can afford to pay ₹150,000, ₹80,000, or ₹50,000 all at once. The Bajaj Finserv EMI Network Card is the clever answer in this situation. It enables you to buy the newest computer gear now and make easy payments later.
Everything you need to know about is covered in this article:
- How to purchase computer parts, laptops, and pre-built PCs on Bajaj EMI Card
- Why buying on EMI is important in today’s economy
- Benefits of Bajaj Finserv EMI Network Card for tech buyers
- Step-by-step process for shopping on EMI
- EMI tenure options – 3, 6, 9, and 12 months
- Examples of EMI breakdowns for popular products
- Detailed FAQs to clear every doubt
Why Buy Computers and Laptops on Bajaj EMI Card?
The cost of laptops, PCs, and high-end computer parts is increasing every year. For example:
- A mid-range laptop for students costs between ₹40,000 – ₹60,000.
- A gaming laptop with RTX graphics can easily cost ₹90,000 – ₹1,50,000.
- A custom gaming PC build with latest GPU and CPU can go beyond ₹2,00,000.
Paying this amount upfront is difficult for most buyers. Bajaj EMI Card solves this by breaking the cost into small, manageable monthly payments.
Key Advantages:
- No Cost EMI – You pay only the actual product price divided into installments, with no extra charges.
- Flexible Plans – Choose repayment tenures of 3 months, 6 months, 9 months, or 12 months.
- Instant Approval – If you already hold the Bajaj EMI Card, there is no delay in processing.
- Wide Coverage – Works on laptops, desktops, computer parts, and even accessories.
- No Credit Card Needed – Only the Bajaj Finserv EMI Network Card is required.
This makes it budget-friendly, accessible, and hassle-free for all types of buyers.
Products You Can Purchase with Bajaj EMI
The Bajaj EMI Card is not limited to laptops. You can use it for almost every type of computer product.
1. Laptops on Bajaj EMI Card
- Entry-level laptops for students
- Business laptops for professionals
- Ultrabooks for portability
- Gaming laptops with high-end graphics
Example: A gaming laptop worth ₹90,000 can be purchased on a 12-month EMI plan at just ₹7,500 per month.
2. Pre-Built PCs on Bajaj EMI Card
Pre-assembled desktops from brands like Dell, HP, Lenovo, and custom-built gaming PCs are also available.
Example: A workstation worth ₹1,20,000 can be purchased on a 9-month EMI plan at ₹13,333 per month.
3. Computer Parts and Components on Bajaj EMI Card
Individual components can also be purchased, such as:
- Processor (CPU) – Intel, AMD Ryzen
- Graphics Card (GPU) – NVIDIA RTX, AMD Radeon
- RAM – DDR4, DDR5 modules
- Storage – SSDs, NVMe, HDDs
- Monitors – Gaming and productivity displays
- Motherboards, PSUs, Cabinets, Cooling Solutions
Example: A GPU worth ₹50,000 can be purchased on a 6-month EMI at ₹8,333 per month.
Checkout Best Graphics Card for Gaming and 4K Video Editing Checknow.
4. Custom PC Builds on EMI
Many buyers prefer to build their own PC with handpicked parts. Bajaj EMI makes this easy by covering each component under EMI. You can build a gaming PC, editing workstation, or office system and pay in installments.

Step-by-Step Process: How to Buy Computer Parts, Pre-Built PC and Laptops on Bajaj EMI
Here is the complete process for buying laptops, PCs, or parts on EMI:
- Select Your Product – Choose from laptops, prebuilt PCs, or custom components.
- Add to Cart – Finalize your selection and move to checkout.
- Choose Payment Method – At checkout, select Bajaj Finserv EMI Network Card.
- Pick EMI Tenure – Choose from 3, 6, 9, or 12 months repayment plans.
- Place Order – Confirm and place your order.
- We will contact you through your phone number or whatsapp to confirm and complete your transaction/
Once done, your order will be processed and delivered while you pay in small monthly installments.
Bajaj EMI Tenure Options Explained
The Bajaj EMI Store provides four major tenure options:
- 3 Months EMI – Best for smaller purchases like SSDs, RAM, or entry-level laptops.
- 6 Months EMI – Suitable for mid-range laptops or multiple components.
- 9 Months EMI – Ideal for gaming laptops or branded desktops.
- 12 Months EMI – Perfect for high-performance custom PC builds or premium laptops.
Bajaj EMI Breakdown Examples
- Laptop worth ₹60,000:
- 3 Months EMI = ₹20,000/month
- 6 Months EMI = ₹10,000/month
- 9 Months EMI = ₹6,667/month
- 12 Months EMI = ₹5,000/month
- Gaming PC worth ₹1,20,000:
- 6 Months EMI = ₹20,000/month
- 9 Months EMI = ₹13,333/month
- 12 Months EMI = ₹10,000/month
Importance of Bajaj EMI for Tech Buyers
1. Budget Management
Instead of blocking ₹1,00,000 at once, you can spread the cost into easy monthly installments.
2. Access to Latest Technology
Get the latest GPU, CPU, or laptop model immediately without waiting to save money.
3. Ideal for Students and Professionals
Students can buy laptops for study, while professionals can invest in workstations without financial strain.
4. Gaming Without Delay
Gamers can build their dream setup instantly with easy EMI payments.
5. Transparent and Reliable
No hidden charges, no interest, only simple No Cost EMI payments.
Final Conclusion On Bajaj EMI Card Purchase
It’s no longer necessary to worry about money when purchasing a laptop, prebuilt desktop, or computer parts. You can buy the newest technology now and pay for it in convenient installments of three, six, nine, or twelve months with the Bajaj Finserv EMI Network Card.
Whether you’re a professional in need of a workstation, a student searching for a laptop, or a gamer building a PC, Bajaj EMI makes it easy, affordable, and accessible. Take the next step now and upgrade without breaking the bank by looking through laptops, PC builds, and computer parts on the Bajaj EMI Store.
Frequently Asked Question About Bajaj EMI Card Shopping
Q1: Can I buy computer parts individually on Bajaj EMI?
Yes. Processors, graphics cards, SSDs, and other components are available on EMI.
Q2: Do I need a credit card for Bajaj EMI?
No. You only need a Bajaj Finserv EMI Network Card.
Q3: Are there hidden charges?
One-Time Joining Fee: You must pay ₹530, Annual Fee: ₹117, Convenience Fee: A convenience fee of ₹236 for existing customers and ₹300 for new customers and Interest on your purchased items is according to your emi tenure we will mention during whatsapp chat or phone call with you.
Q4: Is EMI available on prebuilt gaming PCs?
Yes, both branded and custom-built PCs are available.
Q5: What EMI plans are available?
3, 6, 9, and 12 months repayment options.